One of the best parts about Personal Capital is that the company offers its money management tools totally free of cost.Īll you have to do is open a Personal Capital account in order to take advantage of the free money management tools. This “big picture” view can help you reach the financial and retirement goals you have set, all without leaving the Personal Capital website. In addition, you can see where you need to be with Personal Capital’s financial roadmap tool. With a few clicks of your mouse, you can see a big picture of your financial situation. Having all of this information in one place can help you make asset and day-to-day money management easier. Once your account is set up, you can check in daily to see nearly every aspect of your financial picture. However, it’s there if you need or want to use it. You don’t have to use that part of the service to take advantage of the financial management tools. Also, they offer the added benefit of having financial advisors and financial planners available to you. It’s a one-stop shop to view and manage all of your accounts in one place. Wealth management services are separate from money management tools. Personal Capital also offers wealth management services for people of many different asset levels. The focus is not just on your spending and cash flow, but on helping you manage your investments and net worth as well. However, they have an additional feature for customers. They have over 3.1 million users in all 50 U.S. Today, Personal Capital has over $21.9 billion in assets under management. The company was founded in 2011 and registered with the SEC in 2012. Personal Capital is an online tool that is similar to Mint. Personal Capital Wealth Management Services.